Unlock the full potential of your Commonwealth Superannuation scheme with Ottavo Group, where our experienced advisors have been dedicated to serving Canberra’s public servants for over 20 years. If you are in a Defined Benefit Scheme like the CSS or PSS, your retirement benefits are calculated using a secure, predefined formula that considers your salary, age, and years of service. However, understanding and navigating these retirement options can be complex. Do you take the full lump sum, opt for a full pension, or choose a combination of the two? Each option has its pros and cons, and every client’s financial position, retirement goals, and future needs are different.

At Ottavo Group, we understand that making these decisions can feel overwhelming, especially when it comes to maximizing your benefits. That’s where our expertise comes in. We specialize in providing personalized advice that helps you make confident, informed choices throughout your career and into retirement. Our team of seasoned financial planners will carefully analyze your unique financial situation, explore your superannuation options, and help you determine the best path forward—whether it's optimizing your retirement income, minimizing tax implications, or securing your family's future.

Your financial journey is unique, and so is our approach. With Ottavo Group, you’ll have a trusted partner to guide you through every step of the way, ensuring the most advantageous outcome for a comfortable and secure retirement. Reach out to us today and start planning for the retirement you deserve!

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